Texas / Harris County / ZIP 77523 / Bay Oaks Harbor

Bay Oaks Harbor

Neighborhood · Harris County, TX · ZIP 77523, 77520Appraisal data 2026-10-04

Bay Oaks Harbor (neighborhood, Harris County, Texas): 178 homes, median value $105,038, tax rate about 2.58%, 24.2% in a FEMA high-risk flood zone. Flood zones, property taxes, home values and pipelines from public records.

178homes

$105,038median value, 2026

2.58%median tax rate

24.2%in FEMA high-risk flood zones

+66.8%value change since 2022

Flood zones

FEMA data

43homes in a FEMA high-risk zone (A or V, 1% chance a year): 24.2% of mapped homes, above the 8.4% across Harris County.

135homes in the moderate zone (0.2% chance a year): 75.8%.

0homes inside Harvey's estimated flooding (2017): 0.0%.

FEMA National Flood Hazard Layer, zone at the center of each lot, for the 178 homes with a mapped lot. Flooding outside mapped zones does happen; check the flood insurance claims history and an elevation certificate for a specific house. Harvey extent is the Harris County Flood Control District's estimate along gauged channels.

Property taxes

Appraisal district data

2.58%median combined property tax rate (the same combined rate on nearly every home).

$2,714yearly tax on the $105,038 median home at the full rate, before any exemption.

Taxing units on homes here

Taxing unit	Share of homes
Harris County	100%
TIRZ 2 City of Baytown (051)	100%
Harris Co Flood Cntrl	100%
Harris Co Educ Dept	100%
City of Baytown	100%
Port of Houston Authy	100%
Lee Jr College Dist	100%
Goose Creek CISD	100%
Harris Co Hosp Dist	100%

Rates are the sum of every taxing unit on each property at 2025 adopted rates, the latest full year. Values from Harris Central Appraisal District files dated 2026-10-04. Homestead exemptions and caps belong to the current owner and do not transfer to a buyer.

Homes and values

Appraisal district data

Measure	Value
Median market value, 2026	$105,038 (below the Harris County median of $273,001)
Median change in value, 2022–2026	+66.8% (same homes, 176 with values in both years)
Median year built	2000
Median living area	1,164 sq ft
Median lot size	4,750 sq ft

When the homes were built

Decade	Homes
1970s	7
1980s	20
1990s	55
2000s	40
2010s	24
2020s	32

Single-family homes, townhomes, condos and mobile homes on owned land. Market value is the appraisal district's estimate, not an appraisal or sale price.

Pipelines

Railroad Commission data

0homes within 500 ft of an in-service transmission pipeline.

0homes within 1,000 ft.

3,845 ftmedian distance from a home to the nearest line.

Straight-line distance from the center of each lot to the nearest in-service transmission line on the Texas Railroad Commission's map. Distribution gas lines are not included.

Streets

Appraisal district data

Bay Oaks Harbor Dr (67), Angelfish Cove (24), Bluebill Bay N (11), Egret Canal N (7), Flamingo Bight N (6), Canvasback Cay S (6), Bluebill Bay S (6), Gulls Cut N (5), S Flamingo Bight S (5), Egret Canal S (5), Dolphin Harbor S (5), Canvasback Cay N (5)

Streets with the most homes in this neighborhood, with home counts.

Look up a house in Bay Oaks Harbor

Street address

Each house report shows its own value history, tax units, flood zone at the center of the lot and the nearest pipeline.

Other neighborhoods in 77523

Evergreen Fairways212 homes · $280,202 median