Texas / Galveston County / ZIP 77539 / Lakes of Bay Area

Lakes of Bay Area

Neighborhood · Galveston County, TX · ZIP 77539Appraisal data 2026-07-20

Lakes of Bay Area (neighborhood, Galveston County, Texas): 32 homes, median value $640,000, tax rate about 1.84%, 25.0% in a FEMA high-risk flood zone. Flood zones, property taxes, home values and pipelines from public records.

32homes

$640,000median value, 2026

1.84%median tax rate

25.0%in FEMA high-risk flood zones

-9.1%value change since 2022

Flood zones

FEMA data

8homes in a FEMA high-risk zone (A or V, 1% chance a year): 25.0% of mapped homes, below the 34.2% across Galveston County.

22homes in the moderate zone (0.2% chance a year): 68.8%.

8homes with the lot center in a regulatory floodway, where building rules are strictest.

FEMA National Flood Hazard Layer, zone at the center of each lot, for the 32 homes with a mapped lot. Flooding outside mapped zones does happen; check the flood insurance claims history and an elevation certificate for a specific house.

Property taxes

Appraisal district data

1.84%median combined property tax rate (the same combined rate on nearly every home).

$11,794yearly tax on the $640,000 median home at the full rate, before any exemption.

Taxing units on homes here

Taxing unit	Share of homes
Galveston County Road & Flood	100%
Santa Fe ISD	100%
Galco Drainage Dist #1	100%
Galco Emergency Service #1	100%
College of the Mainland	100%
Galveston County	100%

Rates are the sum of every taxing unit on each property at 2025 adopted rates, the latest full year. Values from Galveston Central Appraisal District files dated 2026-07-20. Homestead exemptions and caps belong to the current owner and do not transfer to a buyer.

Homes and values

Appraisal district data

Measure	Value
Median market value, 2026	$640,000 (above the Galveston County median of $318,095)
Median change in value, 2022–2026	-9.1% (same homes, 32 with values in both years)
Median year built	2006
Median living area	3,439 sq ft
Median lot size	73,172 sq ft (1.68 acres)

When the homes were built

Decade	Homes
2000s	26
2010s	4
2020s	2

Single-family homes, townhomes, condos and mobile homes on owned land. Market value is the appraisal district's estimate, not an appraisal or sale price.

Pipelines

Railroad Commission data

10homes within 500 ft of an in-service transmission pipeline.

14homes within 1,000 ft.

1,145 ftmedian distance from a home to the nearest line.

Operators of lines within 1,000 ft of homes

Operator	Homes
Phillips 66 Pipeline LLC	14

Straight-line distance from the center of each lot to the nearest in-service transmission line on the Texas Railroad Commission's map. Distribution gas lines are not included.

Streets

Appraisal district data

S Oak Ave (12), Quail Ridge Ln (9), Prairie View (7), Pine View (2), Pineview (2)

Streets with the most homes in this neighborhood, with home counts.

Look up a house in Lakes of Bay Area

Street address

Each house report shows its own value history, tax units, flood zone at the center of the lot and the nearest pipeline.

Other neighborhoods in 77539

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