Texas / Harris County / ZIP 77087 / Lum Terrace

Lum Terrace

Neighborhood · Harris County, TX · ZIP 77087Appraisal data 2026-10-04

Lum Terrace (neighborhood, Harris County, Texas): 793 homes, median value $178,200, tax rate about 2.13%, 44.3% in a FEMA high-risk flood zone. Flood zones, property taxes, home values and pipelines from public records.

793homes

$178,200median value, 2026

2.13%median tax rate

44.3%in FEMA high-risk flood zones

+17.1%value change since 2022

Flood zones

FEMA data

351homes in a FEMA high-risk zone (A or V, 1% chance a year): 44.3% of mapped homes, above the 8.4% across Harris County.

29homes in the moderate zone (0.2% chance a year): 3.7%.

35homes with the lot center in a regulatory floodway, where building rules are strictest.

0homes inside Harvey's estimated flooding (2017): 0.0%.

FEMA National Flood Hazard Layer, zone at the center of each lot, for the 793 homes with a mapped lot. Flooding outside mapped zones does happen; check the flood insurance claims history and an elevation certificate for a specific house. Harvey extent is the Harris County Flood Control District's estimate along gauged channels.

Property taxes

Appraisal district data

2.13%median combined property tax rate (most homes fall between 2.13–2.25%).

$3,787yearly tax on the $178,200 median home at the full rate, before any exemption.

Taxing units on homes here

Taxing unit	Share of homes
Harris County	100%
Harris Co Flood Cntrl	100%
Harris Co Educ Dept	100%
City of Houston	100%
Houston City College	100%
Houston ISD	100%
Port of Houston Authy	100%
Harris Co Hosp Dist	100%
Hobby Area District	16%

Rates are the sum of every taxing unit on each property at 2025 adopted rates, the latest full year. Values from Harris Central Appraisal District files dated 2026-10-04. Homestead exemptions and caps belong to the current owner and do not transfer to a buyer.

Homes and values

Appraisal district data

Measure	Value
Median market value, 2026	$178,200 (below the Harris County median of $273,001)
Median change in value, 2022–2026	+17.1% (same homes, 789 with values in both years)
Median year built	1949
Median living area	1,368 sq ft
Median lot size	7,670 sq ft

When the homes were built

Decade	Homes
1910s	1
1920s	2
1930s	20
1940s	419
1950s	305
1960s	5
1970s	3
1980s	8
1990s	5
2000s	12
2010s	6
2020s	7

Single-family homes, townhomes, condos and mobile homes on owned land. Market value is the appraisal district's estimate, not an appraisal or sale price.

Pipelines

Railroad Commission data

112homes within 500 ft of an in-service transmission pipeline.

262homes within 1,000 ft.

1,470 ftmedian distance from a home to the nearest line.

Operators of lines within 1,000 ft of homes

Operator	Homes
Kinder Morgan Texas Pipeline LLC	262

Straight-line distance from the center of each lot to the nearest in-service transmission line on the Texas Railroad Commission's map. Distribution gas lines are not included.

Streets

Appraisal district data

Greenstone St (64), Edna St (61), Moline St (55), Greendowns St (55), Joplin St (52), Bradford St (44), Southern St (41), Mchenry St (37), Kingsley St (35), Buena Vista St (34), Dixie Dr (34), El Rancho St (33)

Streets with the most homes in this neighborhood, with home counts.

Look up a house in Lum Terrace

Street address

Each house report shows its own value history, tax units, flood zone at the center of the lot and the nearest pipeline.

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