Texas / Harris County / ZIP 77091 / White Oak Terrace

White Oak Terrace

Neighborhood · Harris County, TX · ZIP 77091Appraisal data 2026-10-04

White Oak Terrace (neighborhood, Harris County, Texas): 71 homes, median value $246,390, tax rate about 2.43%, 15.5% in a FEMA high-risk flood zone. Flood zones, property taxes, home values and pipelines from public records.

71homes

$246,390median value, 2026

2.43%median tax rate

15.5%in FEMA high-risk flood zones

+48.2%value change since 2022

Flood zones

FEMA data

11homes in a FEMA high-risk zone (A or V, 1% chance a year): 15.5% of mapped homes, above the 8.4% across Harris County.

4homes in the moderate zone (0.2% chance a year): 5.6%.

2homes with the lot center in a regulatory floodway, where building rules are strictest.

1home inside Harvey's estimated flooding (2017): 1.4%.

FEMA National Flood Hazard Layer, zone at the center of each lot, for the 71 homes with a mapped lot. Flooding outside mapped zones does happen; check the flood insurance claims history and an elevation certificate for a specific house. Harvey extent is the Harris County Flood Control District's estimate along gauged channels.

Property taxes

Appraisal district data

2.43%median combined property tax rate (the same combined rate on nearly every home).

$5,980yearly tax on the $246,390 median home at the full rate, before any exemption.

Taxing units on homes here

Taxing unit	Share of homes
Harris County	100%
Harris Co Flood Cntrl	100%
Harris Co Educ Dept	100%
City of Houston	100%
Lone Star College Sys	100%
Port of Houston Authy	100%
Harris Co Hosp Dist	100%
Aldine ISD	100%
Near NW Mgmt District	99%

Rates are the sum of every taxing unit on each property at 2025 adopted rates, the latest full year. Values from Harris Central Appraisal District files dated 2026-10-04. Homestead exemptions and caps belong to the current owner and do not transfer to a buyer.

Homes and values

Appraisal district data

Measure	Value
Median market value, 2026	$246,390 (below the Harris County median of $273,001)
Median change in value, 2022–2026	+48.2% (same homes, 70 with values in both years)
Median year built	1975
Median living area	2,075 sq ft
Median lot size	8,100 sq ft

When the homes were built

Decade	Homes
1960s	24
1970s	17
1980s	3
1990s	3
2000s	17
2010s	6
2020s	1

Single-family homes, townhomes, condos and mobile homes on owned land. Market value is the appraisal district's estimate, not an appraisal or sale price.

Pipelines

Railroad Commission data

0homes within 500 ft of an in-service transmission pipeline.

0homes within 1,000 ft.

12,270 ftmedian distance from a home to the nearest line.

Straight-line distance from the center of each lot to the nearest in-service transmission line on the Texas Railroad Commission's map. Distribution gas lines are not included.

Streets

Appraisal district data

Ashton St (16), Bayou View Dr (16), Garapan St (13), Areba St (8), Carmel St (8), Cliffdale St (8), Carmel Ave (2)

Streets with the most homes in this neighborhood, with home counts.

Look up a house in White Oak Terrace

Street address

Each house report shows its own value history, tax units, flood zone at the center of the lot and the nearest pipeline.

Other neighborhoods in 77091

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