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Texas / Montgomery County / ZIP 77386

ZIP 77386

ZIP code · Montgomery County, TXAppraisal data 2026-08-04

ZIP 77386 (ZIP code, Montgomery County, Texas): 22,045 homes, median value $365,000, tax rate about 2.41%, 2.1% in a FEMA high-risk flood zone. Flood zones, property taxes, home values and pipelines from public records.

22,045homes
$365,000median value, 2026
2.41%median tax rate
2.1%in FEMA high-risk flood zones
+8.4%value change since 2022

Neighborhoods in 77386

Appraisal district data
NeighborhoodHomesMedian valueTax rateHigh-risk flood
Aarons Place84$296,8631.80%0%
Allegro at Harmony527$484,0142.41%0%
Benders Landing655$1,056,0001.57%1%
Benders Landing Estates1,161$1,182,2111.57%3%
Benders Landing Estates 02 Partial Repla103$727,8231.57%0%
Canyon Gate at Legends Ranch967$317,7952.13%0%
Canyon Lakes at Legend Ranch88$393,7482.13%0%
Canyon Lakes at Legends Ranch401$433,0882.13%0%
Canyon Lakes at Spring Trails237$503,4822.41%0%
Canyon Lakes at Spring Trails 01 Partial115$592,0082.41%0%
Creekside758$228,5811.57%0%
Discovery at Spring Trails60$475,5302.41%0%
Enclave at Imperial Oaks29$645,0002.10%0%
Estates of Legends Ranch194$663,9581.69%1%
Estates of Legends Trace169$371,8982.57%0%
Falls at Imperial Oaks1,458$441,1722.48%5%
Forest891$292,6052.45%6%
Fox Run1,307$208,6432.45%0%
Harmony687$369,1372.41%1%
Harmony Central Sector351$526,0442.41%0%
Harmony Creek43$661,1762.41%0%
Harmony Landing52$439,5502.41%0%
Harmony Springs138$497,6342.41%0%
Imperial Lakes80$627,1782.10%0%
Imperial Oaks1,892$275,1042.10%0%
Imperial Oaks Forest357$474,0002.48%0%
Imperial Oaks Park1,798$338,0062.25%0%
Imperial Oaks Park 17-a43$366,4232.48%0%
Legends Ranch90$309,9192.13%0%
Legends Run1,213$255,9112.45%0%
Legends Trace393$377,0002.57%0%
Legends Trace 01 Partial112$390,9322.57%0%
Lockeridge Farms185$315,0002.45%0%
Oak Hill Village59$324,7242.12%0%
Oak Ridge North A104$228,6691.69%0%
Oakhill Village East35$384,2422.23%0%
Oakridge Forest221$284,0361.80%0%
Rayford Ridge184$312,3321.80%0%
Solstice at Harmony111$302,0832.41%0%
Spring Creek Pines85$314,7542.45%0%
Spring Forest164$249,8821.57%18%
Spring Hills209$309,6791.57%36%
Spring Hills North121$348,6621.57%0%
Spring Oaks76$254,1031.69%4%
Spring Ridge86$266,7871.69%0%
Spring Trails1,668$386,2562.23%1%
Village of Oak Ridge Grove63$440,5482.23%0%
Vivace at Harmony274$426,9032.41%0%
Woodson's Reserve1,612$624,3822.46%5%
Wrights Landing at Legends Trace375$356,0132.57%0%

Flood zones

FEMA data
471homes in a FEMA high-risk zone (A or V, 1% chance a year): 2.1% of mapped homes, below the 3.4% across Montgomery County.
7,429homes in the moderate zone (0.2% chance a year): 33.7%.
22homes with the lot center in a regulatory floodway, where building rules are strictest.

FEMA National Flood Hazard Layer, zone at the center of each lot, for the 22,034 homes with a mapped lot. Flooding outside mapped zones does happen; check the flood insurance claims history and an elevation certificate for a specific house.

Property taxes

Appraisal district data
2.41%median combined property tax rate (most homes fall between 1.57–2.85%).
$8,810yearly tax on the $365,000 median home at the full rate, before any exemption.

Taxing units on homes here

Taxing unitShare of homes
Montgomery County Hospital District100%
Montgomery County100%
Lone Star College System100%
Conroe ISD100%
Montgomery County ESD 8100%
Spring Creek UD17%
Montgomery County DD 613%
Rayford Road MUD13%
Montgomery County MUD 11912%
Montgomery County MUD 948%

Rates are the sum of every taxing unit on each property at 2025 adopted rates, the latest full year. Values from Montgomery Central Appraisal District files dated 2026-08-04. Homestead exemptions and caps belong to the current owner and do not transfer to a buyer.

Homes and values

Appraisal district data
MeasureValue
Median market value, 2026$365,000 (above the Montgomery County median of $310,882)
Median change in value, 2022–2026+8.4% (same homes, 21,305 with values in both years)
Median year built2008
Median living area2,535 sq ft
Median lot size7,802 sq ft

When the homes were built

DecadeHomes
1870s1
1950s1
1960s306
1970s1,209
1980s521
1990s2,161
2000s7,724
2010s7,961
2020s2,125

Single-family homes, townhomes, condos and mobile homes on owned land. Market value is the appraisal district's estimate, not an appraisal or sale price.

Pipelines

Railroad Commission data
2,837homes within 500 ft of an in-service transmission pipeline.
5,184homes within 1,000 ft.
2,500 ftmedian distance from a home to the nearest line.

Operators of lines within 1,000 ft of homes

OperatorHomes
Natural Gas P/l Co of Amer LLC2,169
Magellan Pipeline Company, L.P.1,253
Tennessee Gas Pipeline Co,l.l.c.1,224
Dcp Operating Company, LP527

Straight-line distance from the center of each lot to the nearest in-service transmission line on the Texas Railroad Commission's map. Distribution gas lines are not included.

Look up a house in 77386

Each house report shows its own value history, tax units, flood zone at the center of the lot and the nearest pipeline.